Payment Cards in Europe 2004
International Survey and Analysis
To download a brochure and order form for this report in
pdf format click here (504kb)
The latest edition of RBR’s study of Payment Cards in Europe gives the most comprehensive and up to date picture of the payment card business in Europe.
The report is recognised as the most authoritative source of strategic
information on the European market, and is widely used by key players in the
industry.
Payment Cards in Europe 2004 provides reliable, detailed, country by country quantitative and qualitative information on card issuing. The complementary sections on merchant acquiring and processing complete this comprehensive analysis of the card market.
The report covers the structure and nature of the card market in 17 countries with detail to the level of the individual card scheme. Statistical data include card numbers, transaction volumes and values by type of card and issuer, merchant outlets and numbers of point of sale terminals. Time series data illustrate the path and rate of evolution. Commentaries enable the reader to understand the dynamics of each national market and the key domestic issues. The report comprises 700 pages and over 500 tables and charts.
By referring to this unique source readers will be able to determine for each country answers to questions such as: Who are the leading players and what types of card do they issue? How successful have different card types been, and why? What are the levels of authorisation and terminalisation? How are customers identified at the point of sale? How is transaction processing organised? Who carries out merchant acquiring? What is the position of private label cards? What are the latest developments in electronic purses?
Methodology
Assembled from direct contact with the key card issuers and network organisations across Europe, this primary research comprised a comprehensive postal survey backed up by a programme of executive interviews and desk research. The information in Payment Cards in Europe 2004 is not available from any other source.
Who Needs this Report?
The report is an invaluable tool and database for planning new products,
improving existing services, developing market strategies, and deciding how to
enter new markets.
CARD ISSUERS AND CO-BRANDING PARTNERS will gain a detailed and objective analysis of their own and foreign markets, enabling them to refine product and market planning. Best practices in other countries can be monitored and cross-border opportunities and Europe-wide strategies can be developed.
INTERNATIONAL CARD ORGANISATIONS will find a comprehensive analysis of the European market on a comparable, country-by-country basis, analysed by the type of card product.
MERCHANT ACQUIRERS AND PROCESSORS will benefit from the descriptions of national processing practices and organisational structures, key players, technologies and pricing.
SUPPLIERS TO THE CARD INDUSTRY will obtain the detail and dynamics of each market, and the important differences between them. They will be able to identify the leading issuers, acquirers and processors.
Outline of Report Contents
International Overview
An extensive overview contrasts the state of development of each country. Graphs and tables show key aspects of markets, including levels of cardholding, frequency of usage, and transaction values. Transaction processing and merchant acquisition infrastructure are also compared.
International Card Organisations
This chapter on International Cards Organisations quantifies and compares the extent of the their presence worldwide and in Europe, in terms of cards, merchants, and ATMs.
National Analyses
The following countries are covered in the report:
Austria ● Belgium ● Denmark ● Finland ● France ● Germany ● Greece ● Ireland ● Italy
Netherlands ● Norway ● Portugal ● Spain ● Sweden ● Switzerland ● Turkey ● United Kingdom
Each national chapter focuses on the following issues, structured into six separate sections, and accompanied by numerous statistical tables:
1. Context and
Comparison of Cashless Payments
2. Role and Development of Different Types of Cards
● Debit Cards ● Charge Cards ● Credit Cards ● Cheque Guarantee Cards ● Electronic Purses
3. Quantification of the Market
● Financial Institutions ● Co-branded Card Issuers ● Private Label Card Issuers
● Card Numbers ● Transaction Volumes and Values ● Main Issuers
● Pricing and Product Features ● National and International Card Systems
4. Issuer Processing
● Account Opening ● Account Handling ● Transaction Processing
5. Merchant Acquisition
● Contractual Arrangements ● Provision of Terminals and Services ● Merchant Processing
● Authorisation ● Clearing and Settlement ● Merchant Pricing ● Outlets of Card Schemes
● Numbers of EFTPOS Terminals
6. Other Issues
● Development of Smart Cards ● Fraud
The International Overview, International Card Organisations and Individual Country Reports are available as self-contained, stand-alone reports.
Availability and Pricing
This report is available now, priced at £5,450 (US$ 8,700).
Single Country Reports are available at £795 (US$ 1,275).
If you would like more information please email us or get in touch at the address below.
Links to Other Banking Technology Resources